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BBVA Compass

Simple Upgrades

Small projects can have a big impact on the
way you feel about your home, not to mention
its value. Choose the loan option below that
best fits your project's scope.

Simplified Line of Credit

$2,000 – $20,000

  • No equity required
  • No closing costs – 3% advance fees
  • Access funds as needed, up to your available credit limit (minimum advance $1,000)
  • No contractor bid required


Apply Now: 1-800-COMPASS

Learn More >

Home Equity Loan/Line

$10,000 & Up**

  • Backed by equity, potentially giving you a better rate
  • Interest may be tax-deductible***
  • Choose to pay closing costs or wrap into loan
  • No contractor bid required

Apply Now

Learn more about Home Equity Line of Credit >

Learn more about Home Equity Loans >

Home Improvement Loan

$10,000 – $100,000

  • Minimal equity required with the ability to increase the equity in your home quickly
  • Tap into the enhanced value of your home before improvements are made
  • Receive funds in a lump sum
  • Recent contractor bid required

Apply Now

Learn More >


Not seeing what you need for your project?  Try Remodel & Improve  or Major Renovation.

All loans and lines subject to approval, including credit approval. Rates and terms are subject to change without notice.

**Loan amount range is $10,000 – the maximum available based upon percentage of equity.

***Tax Benefits: Please consult your tax advisor regarding the potential deductibility of interest.

Closing Costs: You can choose between bank-paid or borrower-paid closing costs on new Compass home equity and home improvement products with amounts ranging from $10,000 to $250,000. Credit requests for less than $10,000 or more than $250,000 shall be subject to actual closing costs incurred and permitted by law. Closing costs paid by the lender will be recovered by the lender if the borrower pays the loan/line in full within two years where allowed by law (not applicable in Texas). Closing cost offer not available with refinance of a first mortgage. Any rates advertised are based on the borrower paying all applicable closing costs. A higher rate will apply to your loan/line of credit if you choose to have the bank pay your closing costs.

See full product disclosures:  Simplified Line of Credit,  Home Equity Line of Credit,  Home Equity Loan,  Home Improvement Loan.