Skip to content. Skip to main navigation.

BBVA Compass

Remodel & Improve

It's time to put your plan into action – replace
the tub, reface your cabinets or repair the roof.
Choose the loan option below that best fits
your project's scope.

Home Repair Loans

$10,000 – $100,000

  • Minimal equity required with the ability to increase the equity in your home quickly
  • Tap into the enhanced value of your home before improvements are made
  • Receive funds in a lump sum
  • Recent contractor bid required

Apply Now

Learn More >

Home Equity Loan/Line

$10,000 & Up**

  • Backed by equity, potentially giving you a better rate
  • Interest may be tax-deductible***
  • Choose to pay closing costs or wrap into loan
  • No contractor bid required

Apply Now

Learn More >

Cash Out Refinance

Depends on equity

  • Contingent on property equity
  • Interest may be tax-deductible***
  • Can be combined with current mortgage
  • No contractor bid required

Apply Now

Learn More >


Not seeing what you need for your project?  Try Simple Upgrades  or Major Renovation.

All loans and lines subject to approval, including credit approval. Rates and terms are subject to change without notice.

**Loan amount range is $10,000 – the maximum available based upon percentage of equity.

***Tax Benefits: Please consult your tax advisor regarding the potential deductibility of interest.

Closing Costs: You can choose between bank-paid or borrower-paid closing costs on new Compass home equity and home improvement products with amounts ranging from $10,000 to $250,000. Credit requests for less than $10,000 or more than $250,000 shall be subject to actual closing costs incurred and permitted by law. Closing costs paid by the lender will be recovered by the lender if the borrower pays the loan/line in full within two years where allowed by law (not applicable in Texas). Closing cost offer not available with refinance of a first mortgage. Any rates advertised are based on the borrower paying all applicable closing costs. A higher rate will apply to your loan/line of credit if you choose to have the bank pay your closing costs.

See full product disclosures:  Home Improvement Loan,  Home Equity Line of Credit,  Home Equity Loan,  Cash Out Refinance.