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BBVA Compass

Home Equity Loan

Make your home equity work for you now.

  • Benefits
  • Features
  • Rates & Fees

Need a lump sum of money? If you have equity available in your home, consider our home equity loan. It offers:

  • The flexibility to use the money for anything from taking a vacation to paying off credit card debt.
  • A lower interest rate than other loans and credit cards.
  • Potential tax savings. (Consult a tax adviser for further information regarding the deductibility of interest and charges.)

And that's just the start.


Use it for any purpose: debt consolidation, home improvements, major purchases (appliances, cars, RVs, boats, etc.), refinancing of existing mortgage (2nd lien only, except TX), vacations, major or medical expenses, etc.

Ways to Access

You get the lump sum of the loan 3 business days after your closing

Minimum Amount


  • 15 yrs maximum for loans $10,000 - $49,999
  • 30 yrs maximum for loans $50,000 or more
Closing Costs

Special closing costs options available**

Tax Deduction

Potentially tax-deductible interest for year-end taxes (check with your tax advisor)

Fixed Rate

All home equity loans are set at a fixed rate with regular monthly payments

Want to learn more? Get our APR & Fees

* Texas Residents Only: State law prohibits credit card access to your line of credit and requires a $4,000 minimum per advance.

** Closing costs: (select your banking region to see closing costs details)

To see available rates, please:
Choose your region.

All loans and lines of credit are subject to approval, including credit approval.

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Apply By Phone 1-800-COMPASS

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