Home Equity Loan
Make your home equity work for you now.
- Rates & Fees
Need a lump sum of money? If you have equity available in your home, consider our home equity loan. It offers:
- The flexibility to use the money for anything from taking a vacation to paying off credit card debt.
- A lower interest rate than other loans and credit cards.
- Potential tax savings. (Consult a tax adviser for further information regarding the deductibility of interest and charges.)
And that's just the start.
Use it for any purpose: debt consolidation, home improvements, major purchases (appliances, cars, RVs, boats, etc.), refinancing of existing mortgage, vacations, major or medical expenses, etc.
|Ways to Access||
You get the lump sum of the loan 3 business days after your closing
Special closing costs options available**
Potentially tax-deductible interest for year-end taxes (check with your tax advisor)
All home equity loans are set at a fixed rate with regular monthly payments
Want to learn more? Get our APR & Fees
* Texas Residents Only: State law prohibits credit card access to your line of credit and requires a $4,000 minimum per advance.
** Closing costs: You can choose between bank-paid or borrower-paid closing costs on new home equity products with amounts ranging from $10,000 to $250,000. Credit requests for less than $10,000 or more than $250,000 shall be subject to actual closing costs incurred and permitted by law. Closing cost offer not available with refinance of a first mortgage. Rates advertised are based on the borrower paying all applicable closing costs. A higher rate will apply to your loan if you choose to have the bank pay your closing costs. Bank-paid closing costs are subject to recoupment from borrower(s) if loan is paid off within 2 years (not applicable in Texas).
To see available rates, please:
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All loans and lines of credit are subject to approval, including credit approval.
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