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BBVA Compass

Home Equity Loans

Cash in on your home’s equity.


  • Lower rates than many other loan options such as credit cards
    or unsecured loans
  • Possible tax savings
    (please consult a tax adviser for further information regarding the potential
    ductibility of interest and charges)
Call 1-800-COMPASS
  • Overview
  • Features
  • Rates

Home Equity Loans

Here's what you get with your home equity loan

  • Money for Your Needs

    With a home equity loan, you receive a lump sum of cash you can use for almost any purpose.
  • Potential Tax Savings

    You could possibly lower your tax bill by deducting the interest you pay on your year-end taxes.
    (Please consult a tax adviser for further information regarding the potential deductibility of interest and charges.)
  • Competitive Rate, Affordable Payments

    Our home equity loans feature a competitive fixed rate with fixed monthly payments.
  • Amount, Terms & Fees

    We offer loans starting at $10,000 and terms as long as 30 years. Special closing cost options are available.*

All loans and lines of credit are subject to approval, including credit approval.

*Closing costs: You can choose between bank-paid or borrower-paid closing costs on new home equity products with amounts ranging from $10,000 to $250,000. Credit requests for less than $10,000 or more than $250,000 shall be subject to actual closing costs incurred and permitted by law. Closing cost offer not available with refinance of a first mortgage. Rates advertised are based on the borrower paying all applicable closing costs. A higher rate will apply to your loan/ line of credit if you choose to have the bank pay your closing costs. Bank-paid closing costs are subject to recoupment from borrower(s) if loan is paid off within 2 years.

Apply Online Now

How to Apply

Apply By Phone 1-800-COMPASS

Apply In Person Find a Branch


Loan payment Assistance

Where do you bank?

Please let us know where you bank so we can show you pricing and rate information.

Choose Your Banking Region


Make your home equity work for you now.

   
Uses Use it for any purpose: debt consolidation, home improvements, major purchases (appliances, cars, RVs, boats, etc.), refinancing of existing mortgage (2nd lien only), vacations, major or medical expenses, etc.
Ways to Access You get the lump sum of the loan 3 business days after your closing.
Minimum Amount $10,000
Term
  • 15 yrs maximum for loans $10,000 - $49,999
  • 30 yrs maximum for loans $50,000 or more
Closing Costs Special closing costs options available*
Tax Deduction Potentially tax-deductible interest for year-end taxes (check with your tax advisor)
Fixed Rate All home equity loans are set at a fixed rate with regular monthly payments
Want to learn more? Get our APR & Fees

All loans and lines of credit are subject to approval, including credit approval.

* Closing costs: You can choose between bank-paid or borrower-paid closing costs on new Compass home equity products with amounts ranging from $10,000 to $250,000. Credit requests for less than $10,000 or more than $250,000 shall be subject to actual closing costs incurred and permitted by law. Rates advertised are based on the borrower paying all applicable closing costs. A higher rate will apply to your loan/line of credit if you choose to have the bank pay your closing costs. Bank-paid closing costs are subject to recoupment from borrower(s) if loan is paid off within 2 years.

Apply Online Now

How to Apply

Apply By Phone 1-800-COMPASS

Apply In Person Find a Branch


Loan payment Assistance

Where do you bank?

Please let us know where you bank so we can show you pricing and rate information.

Choose Your Banking Region


Rates and Terms

To see available rates, please:
Choose your region.

Apply Online Now

How to Apply

Apply By Phone 1-800-COMPASS

Apply In Person Find a Branch


Loan payment Assistance

Where do you bank?

Please let us know where you bank so we can show you pricing and rate information.

Choose Your Banking Region