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BBVA Compass

BBVA Compass Visa
Signature® Credit Card

Enjoy savings, rewards and the added perks you deserve.

  • Overview
  • Benefits
  • APR, Terms & Fees

The BBVA Compass Visa Signature® Credit Card* offers a wealth of privilege, perks and premier services – all in addition to the CompassPoints® rewards program.

Your BBVA Compass Visa Signature Credit Card benefits include:

  • Introductory purchase APRs

  • Introductory Balance Transfer APRs

  • No annual fee

  • No preset spend limit

  • VIP Entertainment

  • Complimentary Concierge Service

Visa Signature Credit Card benefits put you in charge and help you get the most out of your purchases. You’ll enjoy instant access to preferred seating at popular sports, music, film and theater events, travel packages and savings, and dining perks.

  • No annual fee – There is no annual fee with the Visa Signature card.
  • VIP Entertainment – Enjoy special advance access to major sporting events, Hollywood blockbuster screenings, Broadway shows and more.
  • Complimentary Concierge** – Save time with 24-hour complimentary Concierge service that can assist with travel plans, dining reservations and more.
  • Special Savings and Discounts – Receive complimentary discounts and travel upgrades along with discounts at premium retailers.
  • Purchasing Power – No Preset Spending Limit.*** No over-limit fee
  • CompassPoints® Rewards Program – Earn 1 CompassPoint for every $1 you spend on qualifying purchases. Then, redeem for accounts credits, gift cards, exciting travel options and name brand merchandise. Earn more at participating retailers.
  • Multiple Payment Options – You can pay by mail, automatic debit, online banking or in a branch.
  • E-mail Alerts – Sign up for convenient alerts through email for payment notices, balances and more.
  • Year-End Summary Statement – At your option, receive a detailed summary of your Visa Signature spending during the year for convenient budget analysis and financial planning.

For more information on VIP Entertainment, Complimentary Concierge and Special Savings and Discounts, visit the Visa web site.

See Guide to Benefits (PDF format).

Visa Zero Liability

This policy guarantees that, when you're a Visa cardholder, you will not be held responsible for fraudulent charges, period.  Learn more on the Visa website>


 

**Cardholders are responsible for the cost on any goods or services purchased by Visa Signature® Concierge on the cardholders' behalf.

***Certain restrictions and exclusions may apply. Individual transactions are evaluated by BBVA Compass based on various credit and risk factors. If BBVA Compass authorizes a transaction that causes you to exceed your credit limit, then you must pay, as part of your next monthly minimum amount due, the full amount by which your new balance exceeds your credit limit.

†Visa Zero Liability covers U.S. – issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify BBVA Compass promptly of any unauthorized use. Consult BBVA Compass for additional details or visit visa.com/security. See your Visa Cardholder Agreement for further details.

Get a great introductory APR on purchases and balance transfers.  

These terms are accurate as of July 1, 2014, but may have changed after that date. You can always find out the current terms by contacting us at: BBVA Compass, P.O. Box 2210, Decatur, AL 35699, or 1-800-239-5175.

How We Will Calculate Your Balance We use a method called "average daily balance (including new Purchases)."

The Introductory APR for Purchases will apply through the end of the 6th billing cycle after the account is opened for all Purchases posted to the account within the same period. The Introductory APR for Balance Transfers will apply through the end of the first year after the account is opened for all Balance Transfers requested within 30 days of account opening.

Availability The BBVA Compass ClearPoints Credit Card may not be available to residents of all states.

California Residents: Married applicants may apply for separate accounts.

Delaware Residents: Service charges not in excess of those permitted by law will be charged on the outstanding balance from month to month.

Ohio Residents: The Ohio law against discrimination requires that all creditors make credit equally available to all creditworthy customers, and that the credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

Maryland Residents: Finance charges will be imposed in amounts or at rates not in excess of those permitted by law.

*All credit cards subject to approval, including credit approval. Please see complete terms and conditions

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