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BBVA Compass

BBVA Compass
Select Credit Card

Premium credit card with custom rewards to fit your lifestyle. Earn 20,000 bonus points.

  • Overview
  • Benefits
  • APR, Terms & Fees
  • CompassPoints Rewards

The Select Credit Card is for you if you want to be in control of how you earn and multiply your rewards. Earn more, save more, with more ways to redeem.

Your Select Credit Card benefits include:

  • BBVA Compass Build Your Own RewardsSM with CompassPoints® repays you for the way you spend your money.

  • Over $1,000 in potential value during the first year your account is open

  • 20,000 bonus points with $2,000 spend in the first 90 days of account opening

  • No $125 annual fee for the first year

  • No foreign transaction fee

  • Earn monthly CompassPoints bonuses2

  • Streamlined, expedited application process and no annual fee for Preferred Client Plus customers3.

  • Exclusive travel benefits - including complimentary Hertz Gold Plus Rewards Membership

1 For BBVA Compass Visa Select Credit Cards, there is no expiration date on CompassPoints® as long as the credit account remains active for 12 consecutive months. If an account becomes inactive, expiration begins 3 years from the inactive date. CompassPoints are earned on qualified purchases made by the Select Credit Card and can be redeemed at any points level without meeting required thresholds for gifts such as merchandise, travel, account credits, gift cards, or special promotional offers by visiting www.bbvacompass.com/selectrewards or by calling the toll-free number provided. A "Qualifying Purchase" is any signature-based purchase, internet purchase, phone or mail order purchase, bill payment, or contactless purchase made with your BBVA Compass Visa Card. Please see www.bbvacompass.com/selectrewards for complete Terms and Conditions. Please see CompassPoints terms and conditions for more details on qualifying purchases.

2BBVA Compass Select Credit Card customers will earn 1,000 additional CompassPoints every month that they make $5,000 or more in qualifying purchases.

3 Preferred Client Plus membership status is evaluated on an annual basis. As long as Preferred Client Plus status is maintained, there is no $125 annual fee for the Select Credit Card.

The BBVA Compass Select Credit Card offers custom rewards with more benefits. You may earn more than $1,000 in value during the first year your account is open with the Select Credit Card rewards and benefits.

  • Customizable CompassPoints1 with BBVA Compass Build Your Own RewardsSM
    •   Choose one category (e.g. Airlines)  to earn 3x the points
    •   Choose 2 categories (e.g. Dining & Hotels) to earn 2x the points.
    •   Earn 1 point per $1.00 spent on all other purchases
    Plus, earn up to 1,000 additional bonus points each month you make $5,000 or more in qualifying purchases.
  • CompassPoints are valued at 1% of one dollar in qualifying purchases (20,000 points = $200.00), and there is no limit to how many points you can earn with no expiration date.
  • Apply points with flexible credits to transactions eliminating them from your statement.
  • Earn $100 Orbitz Travel Card2
  • Complimentary Hertz Gold Plus Membership so you can skip the counter. Also, get exclusive discounts and free rental days.
  • Exclusive travel benefits including Visa Signature Luxury Hotel Collection membership and 24/7 Concierge Assistance1, as well as no foreign transaction fees
  • Added security of Roadside Dispatch, Lost Luggage Reimbursement, Trip Cancellation/Interruption, Price Protection, Purchase Security, Travel Accident Insurance, and Visa Zero Liability. Please see Guide to Benefits for additional details about these premium features.
 

1 For BBVA Compass Visa Select Credit Cards, there is no expiration date on CompassPoints® as long as the credit account remains active for 12 consecutive months. If an account becomes inactive, expiration begins 3 years from the inactive date. CompassPoints are earned on qualified purchases made by the Select Credit Card and can be redeemed at any points level without meeting required thresholds for gifts such as merchandise, travel, account credits, gift cards, or special promotional offers by visiting www.bbvacompass.com/selectrewards or by calling the toll-free number provided. A "Qualifying Purchase" is any signature-based purchase, internet purchase, phone or mail order purchase, bill payment, or contactless purchase made with your BBVA Compass Visa Card. Please see www.bbvacompass.com/selectrewards for complete Terms and Conditions. Please see CompassPoints terms and conditions for more details on qualifying purchases.

2BBVA Compass Select Credit Card account cardholders will earn a $100 Orbitz Travel Card after making $20,000 in qualifying purchases with their credit card.

The BBVA Compass Select Credit Card offers low purchase and balance transfer APRs with no annual fee for the first year.

These terms and conditions are accurate as of July 1, 2014 but may have changed after that date. You can always find out the most current terms by contacting us at: BBVA Compass, P.O. Box 2210, Decatur, AL 35699 or, 1-866-681-0484.

How We Will Calculate Your Balance: We use a method called “average daily balance” (including new Purchases).

The BBVA Compass Select Credit Card may not be available to residents of all states. California Residents: Married applicants may apply for separate accounts. Delaware Residents: Service charges not in excess of those permitted by law will be charged on the outstanding balance from “month-to-month”. Ohio Residents: "The Ohio law against discrimination requires that all creditors make credit equally available to all creditworthy customers, and that the credit reporting agencies maintain and separate credit histories on each individual upon request". The Ohio Civil Rights Commission administers compliance with this law. Maryland Residents: Finance charges will be imposed in amounts or at rates not in excess of those permitted by law.




 

BBVA Compass Build Your Own RewardsSM with CompassPoints® repays you for the way you spend your money. You will earn points faster where you spend the most by selecting categories that multiply your points up to 3X.*

Get more than $1,000 in value during the first year your account is open with the BBVA Compass Select Credit Card savings and rewards. The table below shows you how much you can earn in rewards and savings with your Select Credit Card the first year your account is open.

Get Started

Apply By Phone 1-800-COMPASS

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Via phone 1-866-681-0484