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BBVA Compass

Our Credit Cards

Get what you need from a credit card. Whether you’re rebuilding your
credit or want to rack up rewards points, we’ve got the card you’ve been
looking for.


Call 1-800-COMPASS
  • Our Credit Cards
  • Why BBVA Compass?
  • Compare Credit Cards
  • CompassPoints®

Choose the right card for you.

 

ClearPoints Credit Card

A simple, flexible credit card with no surprises and easy-to-earn rewards.

Clearpoints - Gateway - Thumb

I want a simple, easy-to-understand credit card that earns points.

You get all this:

 

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Select Credit Card

A customizable rewards program is just the beginning.

select

I want a premium card built for my lifestyle.

This exclusive credit card lets you:

  • Choose how you earn and multiply rewards
    up to 3X
  • No Foreign Transaction Fee
  • Monthly bonus point opportunities
  • Complimentary Hertz Gold Plus Rewards Membership
  • Visa Signature benefits including Luxury Hotel Collection, 24/7 concierge, and more
  • $125 annual fee waived for the first year
 

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Visa Signature Credit Card

More perks, savings, and special opportunities for you.

signature

I want a card that opens doors for me.

Your card comes with:

 

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Optimizer Credit Card

Secured by savings, but works just like a regular credit card.

optimizer

I want the convenience of a credit card while I’m building or repairing my credit.

This card offers:

  • Opportunity to improve your credit
  • Worldwide purchasing power
  • Multiple payment options
  • Competitive interest rate
  • Flexible credit line
 

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Why BBVA Compass?

We give you the credit you need, and deserve

Everyone uses credit cards differently. At BBVA Compass, we give you choices and options, so you can find the best card for you

But there are some things all our credit cards have in common.


  • Flexible Rewards

    Rack up points even faster with Build Your Own Rewards℠ with CompassPoints®. Select categories that matter to you and customize how you earn up to 3x Points.
  • Competitive Rates

    Keeping credit affordable is important to us. So we keep our rates as low as possible, and offer many special opportunities for you to save even more.
  • Additional Visa Benefits

    Accepted at nearly 30 million spots around the globe, Visa gives you unsurpassed access, purchasing power, and flexibility.
  • Peace of Mind

    All our cards are backed by Visa Zero Liability* protection. See the Guide for more details.
  • Easy Ways to Pay

    Everyone pays differently. With our cards, you can enjoy the ease of having your monthly payment auto debited from your BBVA Compass checking account. You can also pay online, by mail, or in person.

*Visa Zero Liability covers U.S. – issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify BBVA Compass promptly of any unauthorized use. Consult BBVA Compass for additional details or visit visa.com/security. See your Visa Cardholder Agreement for further details.

  BBVA Compass Clearpoints Credit Card
ClearPoints Credit Card
Select Credit Card
Select Credit Card
Visa Signature Credit Card
Visa Signature® Credit Card
Optimizer Credit Card
Optimizer Credit Card
  Learn more Learn more Learn more Learn more
 
Apply in Person or Apply by Phone at 1-800-COMPASS
Apply Online: Apply Now
Best for customers looking for: Debt consolidation option with low rate interest payments, while earning rewards. Premium card customizable to their lifestyle. Competitive rates with lucrative rewards and added perks. A smart safe option to build or rebuild your credit.
RATES
Intro APR On Purchases 0% for 6 months,
rates as low as 9.24% variable APR based on creditworthiness after that
Not Applicable 0% for 6 months,
rates as low as 9.24% variable APR based on creditworthiness after that
Not Applicable
Intro APR
On Balance Transfers
0% to 3.99% for one year. 9.24% to 23.24% Variable APR, based on creditworthiness, after that. Not Applicable 0% to 3.99% for one year. 9.24% to 13.24% Variable APR, based on creditworthiness, after that. Not Applicable
APR 9.24% to 23.24%
Variable, based on creditworthiness
Rates as low as 13.24% variable APR based on creditworthiness 9.24% to 13.24%
Variable, based on creditworthiness.
16.24%
Variable
FEATURES
CompassPoints Rewards Build Your Own Rewards Customized how you earn and multiply your reward points up to 3x
(1,000 Bonus Points per Month with $5,000 spend.)
Build Your Own Rewards Special Retailer Discounts
No Preset Spending Limit
Other Benefits
  • Warranty Manager Service
  • Travel and Emergency Assistance Service
  • Travel Accident Insurance Coverage of $500,000
  • Auto Rental Collision Damage Waiver
  • Visa Signature Benefits
  • Hertz Gold Plus Rewards Membership
  • $100 Orbitz Travel Card
  • Visa Luxury Hotel Collection
  • 24/7 Concierge
  • Price Protection
  • Roadside Dispatch
  • Visa Signature Benefits
  • VIP Entertainment
  • 24/7 Concierge
  • Lost Luggage Reimbursement
  • Travel Accident insurance
  • Warranty Manager Service
  • Travel and Emergency Assistance Service
  • Travel Accident Insurance Coverage of $500,000
  • Auto Rental Collision Damage Waiver
FEES
Annual $0 Annual Fee is waived the first year, $125 each year thereafter.
Annual fee is always waived for Preferred Client Plus.
$0 $40

CompassPoints® Rewards

Earn points and enjoy rewards with CompassPoints.

You’re automatically enrolled in CompassPoints when you become a BBVA Compass ClearPoints or Visa Signature® cardholder. There are no fees for participation. Earn 1 point for every $1 in qualifying purchases. Considering our credit cards are accepted almost anywhere, those points add up quickly. Then, you guessed it, redeem those points for everything from plane tickets to retail gift cards. Earn more points at participating retailers – go to bbvacompass.com/rewards for more details.


Build Your Own RewardsSM

To rack up points even faster, you can Build Your Own Rewards℠ with CompassPoints®. Choose one option from both the triple and double point categories below to start earning more.

Actual points accrual and available rewards may vary. Points accrual is dependent upon your individual spending amounts.

When you're ready to redeem, you have two easy options:

  1. Redeem online by logging on to www.bbvacompass.com/rewards
  2. Call 1-87-REWARDS1 (1-877-392-7371)

To track and redeem your CompassPoints online simply go to www.bbvacompass.com/rewards. Registration is fast, easy and secure. Plus, you'll be able to take advantage of our online features, including reviewing your account details, browsing rewards options, redeeming your CompassPoints and tracking how many points you've earned and redeemed.

See important Terms & Conditions.