Basic Checking : Second Chance Checking
Need a fresh start on your finances? We can help.
- Overview
- Benefits
- Terms & Fees
Even if you've been turned down for a checking account in the past, you deserve a second chance. Our Basic Checking can be the fresh start you need. Enjoy access to a wide range of convenient banking services while you get your financial life on track.
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Enjoy banking convenience while you build or rebuild your finances
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Includes online banking and money management tools
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Call or visit any branch when you need answers or assistance
Basic Checking includes more than just the basics to help you get your finances on track:
- Online Banking
- Online Bill Pay
- Mobile Banking
- MyCompass(online money management tools)
- Email Alerts
- Online statements
- Unlimited check writing
- Visa ® Check Card
- CompassPoints ® Rewards
- Free withdrawals at BBVA Compass ATMs
Additional benefits
- Loan discount of .25% with automatic payment from checking
- Basic Savings monthly service charge can be avoided with a $25 recurring transfer from checking
- Preferred Money Market monthly service charge can be avoided with a $25 recurring transfer from checking
$25 minimum opening deposit required
Monthly Service Charge
$13.95 monthly service charge
Transaction Limits and Fees†
- Daily ATM limit of $500
- Daily limit of $6,000 on credit and debit card transactions
- Withdrawals from other banks' ATMs: $2 per transaction
Optional Services and Fees†
- Paper statements: $3 per month
- Image statements: $5 per month
- Savings Sweep Overdraft Protection: $12 per transfer
- Customize your Visa Check Card with a personal photo: $10 per card
†Please refer to the account disclosure for details about additional terms, transaction limits and miscellaneous fees that may apply. Products, features, and benefits offered with accounts are subject to change. All checking accounts and Check Cards are subject to approval, which may include credit approval. All loans are subject to approval, including credit approval. Mobile Banking: Access and/or usage fees may apply according to your wireless plan. Please check with your wireless carrier about such fees.
Get Started
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Is this the checking account for you?
It might be, if:
- You've ever been turned down for a checking account
- You haven't established a financial history and want to start
- You want money management tools as well as basic services
- You want a bank that will work with you
