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BBVA Compass

Our Checking Accounts

Open a BBVA Compass checking account that suits
your unique needs. Make the most of your banking
while minimizing fees.


Call 1-800-COMPASS
  • Overview
  • Why BBVA Compass
  • Comparison Tool

Find the checking account that is right for you.

BBVA Compass gives you options - and no matter which account you choose, you’ll get a robust set of features that make your banking experience simpler and more intuitive. Every checking account includes Online and Mobile Banking to help you pay bills online, monitor spending, send money, deposit checks, and more. You also gain access to advice that can help you reach your financial goals. So, why wait? 

Plus, learn more about how to enroll in BBVA Compass ClearBenefits, a program that provides consumer checking accountholders with valuable savings and protection benefits.

BBVA Compass Online Banking


 

ClearConnect Checking

Secure on the go access with on-the-spot service

Checking accounts for your mobile lifestyle

I want to bank wherever I am.

Your account comes with

  • No monthly Service Charge 4 4ClearConnect Checking Account: No monthly Service Charge. However, an Excess Withdrawal Fee and an Excess Branch Deposit Fee apply. Visit bbvacompass.com/checking-accounts/clearconnect-checking for additional details. Rewards: Terms and conditions for each game will be provided at the time of game Activation. Available games may vary from time to time. Each game can be activated only once per accountholder.
  • Online and Mobile Banking 1 1Mobile Banking: Message and data rates may apply. Check with your wireless carrier about such fees or rate plans. Mobile Deposit® is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. See Mobile Deposit Terms & Conditions for details, including information on funds availability. Currently available via the BBVA Compass Mobile Banking App for iPhone™ (4 and up). Mobile Deposit® is a registered trademark of Mitek Systems, Inc.
  • Rewards for everyday banking 4 4ClearConnect Checking Account: No monthly Service Charge. However, an Excess Withdrawal Fee and an Excess Branch Deposit Fee apply. Visit bbvacompass.com/checking-accounts/clearconnect-checking for additional details. Rewards: Terms and conditions for each game will be provided at the time of game Activation. Available games may vary from time to time. Each game can be activated only once per accountholder.
  • Over 43,000 AllPoint® and BBVA Compass ATMs
 

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BBVA Compass ClearChoice Checking

Simplify your everyday checking with an account that suits you.

Free online and mobile banking

I want more from my everyday banking.

Your account comes with

  • Online and Mobile Banking 1 1Mobile Banking: Message and data rates may apply. Check with your wireless carrier about such fees or rate plans. Mobile Deposit® is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. See Mobile Deposit Terms & Conditions for details, including information on funds availability. Currently available via the BBVA Compass Mobile Banking App for iPhone™ (4 and up). Mobile Deposit® is a registered trademark of Mitek Systems, Inc.
  • Unlimited check writing
 

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BBVA Compass ClearChoice Checking for Seniors

Made to help customers 65 and older take control of their banking. 66 ClearChoice Checking for Seniors: To qualify for this account, the primary accountholder must be at least 65 years of age.

Checking account for Seniors

I want checking I can count on through
my golden years.

Your account comes with

  • Online and Mobile Banking 1 1Mobile Banking: Message and data rates may apply. Check with your wireless carrier about such fees or rate plans. Mobile Deposit® is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. See Mobile Deposit Terms & Conditions for details, including information on funds availability. Currently available via the BBVA Compass Mobile Banking App for iPhone™ (4 and up). Mobile Deposit® is a registered trademark of Mitek Systems, Inc.
  • Free Standard Checks (shipping and handling changes apply)
  • Personalized BBVA Compass Check Card 3 3Personalized Check Card: One per accountholder at no additional charge. $10 per each additional card.
 

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BBVA Compass ClearChoice Checking for
Everyday Heroes

Get an account that goes above and beyond, just like you.

Checking for our valuable everyday heroes

I want an account that recognizes
what I do.

Your account comes with

  • Online and Mobile Banking 1 1Mobile Banking: Message and data rates may apply. Check with your wireless carrier about such fees or rate plans. Mobile Deposit® is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. See Mobile Deposit Terms & Conditions for details, including information on funds availability. Currently available via the BBVA Compass Mobile Banking App for iPhone™ (4 and up). Mobile Deposit® is a registered trademark of Mitek Systems, Inc.
  • No monthly Service Charge
 

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BBVA Compass ClearChoice Premium Checking

Enjoy the special benefits of an interest-bearing checking account that recognizes and rewards you for your total relationship with BBVA Compass.

Premium checking with rewards and interest

I want more benefits for my overall BBVA
Compass banking.

Your account comes with

  • Online and Mobile Banking 1 1Mobile Banking: Message and data rates may apply. Check with your wireless carrier about such fees or rate plans. Mobile Deposit® is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. See Mobile Deposit Terms & Conditions for details, including information on funds availability. Currently available via the BBVA Compass Mobile Banking App for iPhone™ (4 and up). Mobile Deposit® is a registered trademark of Mitek Systems, Inc.
  • CompassPoints® Rewards
  • Earned interest on your balance
 

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NBA Checking

Apply for an account with BBVA Compass, official bank of the NBA, and you'll get more perks, more benefits and more ways to show your team loyalty. There’s never been a better time to get into the game!

NBA checking for real fans with team logo

Checking for real fans.

  • Customize your BBVA Compass Check Card with your favorite team's logo
  • Access your account with complimentary Online and Mobile Banking 1 1Mobile Banking: Message and data rates may apply. Check with your wireless carrier about such fees or rate plans. Mobile Deposit® is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. See Mobile Deposit Terms & Conditions for details, including information on funds availability. Currently available via the BBVA Compass Mobile Banking App for iPhone™ (4 and up). Mobile Deposit® is a registered trademark of Mitek Systems, Inc.
  • Maximize access to your money with fewer fees and charges
  • View NBA news, scores and schedules via Online Banking

More Options for Sports Fans:

 

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BBVA Compass Easy Checking

Your opportunity if you want to build or rebuild your finances

A checking account for building financial history

I want to make a fresh start financially.

Your account comes with

  • Online and Mobile Banking 1 1Mobile Banking: Message and data rates may apply. Check with your wireless carrier about such fees or rate plans. Mobile Deposit® is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. See Mobile Deposit Terms & Conditions for details, including information on funds availability. Currently available via the BBVA Compass Mobile Banking App for iPhone™ (4 and up). Mobile Deposit® is a registered trademark of Mitek Systems, Inc.
  • Email alerts
  • Unlimited check writing
 

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Get more from your banking with BBVA Compass

A smarter approach to your everyday checking makes every day better. So at BBVA Compass we offer you more options to manage your money, your way.

Online and Mobile Banking with BillPay

All of our checking accounts offer you:

  • Complimentary Online and Mobile Banking with Bill Pay 11Mobile Banking: Message and data rates may apply. Please check with your wireless carrier about such fees.
  • A BBVA Compass Check Card you can personalize with your favorite photo.
  • No BBVA Compass fee for withdrawals from BBVA Compass ATMs

Online Banking and Bill Pay

View balances, transactions, cleared checks and statements. Pay all of your bills from one site.

Learn More>

Mobile Banking

mobileBankingBG

Bank right from your mobile device. It's a fast, easy and convenient way to manage your accounts with us.

Learn More>

Visa Check Card

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There's no need to carry cash or checks with your personalized BBVA Compass Visa® check card.

Learn More>

SafeSpend Visa Card

safeSpendBG

Have control of your money by converting cash to this Prepaid Visa Debit card.

Learn More>

Direct Deposit

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Conveniently receive your paycheck, social security or other income as an electronic deposit right into your account.

Learn More>

Overdraft Protection Line of Credit

Our BBVA Compass Overdraft Protection Line of Credit helps protect your account in case of an unexpected overage.

Learn More>

Account Security

Get peace of mind with identity theft protection, stop payment service, and safe deposit boxes.

Learn More>

Pay People

Pay People makes it easy to send money to anyone in the US with either their email address or mobile number.

Learn More>

Reorder Checks

If you use our online banking, simply order on the Service Center tab. Otherwise order them from
Harland Clarke

Learn More>

Explore your options

Which account is right for you? Compare up to three and find out.

Selected Products
 
Summary
Best for customers who
Earns Interest
FEES
How to avoid monthly Service Charges
Minimum opening deposit
Monthly service charge
ONLINE & MOBILE TOOLS
Online and Mobile Banking with Bill Pay 1 1Mobile Banking: Message and data rates may apply. Please check with your wireless carrier about such fees.
Alerts
CHECK CARD ACCESS
VISA® Check Card
VISA® Check Card customized with a personal photo
No withdrawal fee at BBVA Compass ATMs
STATEMENTS
Online Statement (with Online Banking)
Paper Statements
Image Statements

ClearConnect Checking

Apply Online

This account makes banking simpler, with easy access, tools for managing your money instantly and a little bit of fun. Plus, BBVA Compass rewards you for turning everyday banking into a game. 44ClearConnect Checking Account: No monthly Service Charge. However, an Excess Withdrawal Fee and an Excess Branch Deposit Fee apply. Visit bbvacompass.com/checking-accounts/clearconnect-checking for additional details. Rewards: Terms and conditions for each game will be provided at the time of game Activation. Available games may vary from time to time. Each game can be activated only once per accountholder. 

  • Make few in-branch deposits
  • Want mobile access to their money
  • Prefer to pay bills and expenses online or with their cards, rather than with checks

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No monthly Service Charge.

However, there is an Excess Withdrawal Fee of $1 charged for each check you write or in-branch withdrawal processed after 3 per statement cycle. The Excess Withdrawal Fee is not triggered by checks issued through the bill pay service in Online or Mobile Banking. There is also an Excess Branch Deposits Fee of $4 charged for each deposit processed in-branch after 1 per statement cycle.

See Account Disclosure   >

$25
$0

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Complimentary

Complimentary

(One per accountholder) 33 Personalized Check Card: One per accountholder at no additional charge. $10 per each additional card.

Access to AllPoint® ATMs with no additional fee

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$3/month 22 Online Statements: You will receive a paper account statement by mail. There is a Paper Statement Fee of $3.00 per statement cycle for certain accounts; however, you can choose to turn off Paper Statements and receive your account statements electronically through Online Banking at no additional charge. Visit bvacompass.com/go/paperless/ for more information.

$5 per statement cycle

BBVA Compass ClearChoice Checking for Everyday Heroes

Apply Online

This account rewards your service with on-the-go access and no monthly Service Charge.

  • Want recognition for being:
  • Military personnel
  • First responders
  • Healthcare workers
  • Teachers

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No monthly Service Charge

See Account Disclosure   >

$25
$0

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Complimentary

Complimentary

(One per accountholder) 33 Personalized Check Card: One per accountholder at no additional charge. $10 per each additional card.

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$3/month 22 Online Statements: You will receive a paper account statement by mail. There is a Paper Statement Fee of $3.00 per statement cycle for certain accounts; however, you can choose to turn off Paper Statements and receive your account statements electronically through Online Banking at no additional charge. Visit bvacompass.com/go/paperless/ for more information.

$5 per statement cycle

BBVA Compass ClearChoice Checking

Apply Online

This account for your everyday banking, combines money-saving features qwith exceptional accessibility and visibility.

  • Are busy parents or professionals
  • Have recurring direct deposit
  • Want unlimited check writing
  • Bank at the branch and online

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Avoid the monthly Service Change of $4.00 during statement cycles when you meet any one of the following requirments:
There is at least one qualifying Direct Deposit of $300 or more from an unrelated 3rd party,

OR

There are cumulative Direct Deposit transactions from an unrelated 3rd party totaling $600 or more,

OR

The account has an average daily collected balance of $1,500

See Account Disclosure   >

$25
$4

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Complimentary

Complimentary

(One per accountholder) 33 Personalized Check Card: One per accountholder at no additional charge. $10 per each additional card.

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$3/month 22 Online Statements: You will receive a paper account statement by mail. There is a Paper Statement Fee of $3.00 per statement cycle for certain accounts; however, you can choose to turn off Paper Statements and receive your account statements electronically through Online Banking at no additional charge. Visit bbvacompass.com/go/paperless/ for more information.

$5 per statement cycle

BBVA Compass ClearChoice Checking for Seniors

Apply Online

Designed for customers aged 65 or older, this account lets you take control online or at the branch.

  • Are retired or preparing for retirement
  • Put a premium on secure access
  • Want unlimited check writing
  • Want access at the branch and online

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Avoid the monthly Service Change of $4.00 during statement cycles when you meet any one of the following requirments:
There is at least one qualifying Direct Deposit of $300 or more from an unrelated 3rd party,

OR

There are cumulative Direct Deposit transactions from an unrelated 3rd party totaling $600 or more,

OR

The account has an average daily collected balance of $1,500

See Account Disclosure   >

$25
$4

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Complimentary

Complimentary

(One per accountholder) 33 Personalized Check Card: One per accountholder at no additional charge. $10 per each additional card.

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Complimentary

$5 per statement cycle

BBVA Compass ClearChoice Premium Checking

Apply Online

An interest-earning account that lets you combine balances for more benefits.

  • Want to earn interest on checking
  • Have a money market account
  • Have loans and/or credit card balances

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Avoid the monthly Service Charge of $15.00 during statement cycles when:
You maintain an average daily collected balance of at least $5,000 in your BBVA Compass ClearChoice Premium Checking account,

OR

You maintain a combined average daily collected balance of at least $5,000 in your BBVA Compass ClearChoice Premium Checking account and BBVA Compass ClearChoice Money Market,

OR

You maintain a minimum daily balance of at least $7,500 in qualifying linked installment loan balances at BBVA Compass 88 ClearChoice Premium Checking: For purposes of determining whether the monthly Service Charge for BBVA Compass ClearChoice Premium Checking applies, qualifying linked installment loans include installment loans, credit cards, HELOCs, and unsecured lines of credit, but exclude mortgages, and commercial loans. Only consumer deposit accounts, and installment loans for which you are listed as the primary depositor or borrower (the depositor or borrower whose Social Security number is identified on the account) will be used in determining the combined deposit or outstanding loan balance. ,

OR

The primary accountholder is enrolled in the BBVA Compass Preferred Client PLUS Program** and maintains Preferred PLUS status (subject to eligibility)

See Account Disclosure >

$25
$15

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Complimentary

Complimentary

(One per accountholder) 33 Personalized Check Card: One per accountholder at no additional charge. $10 per each additional card.

*plus Complimentary AllPoint ATM access

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Complimentary
Complimentary

NBA Checking

Apply Online

With your everyday banking, get the latest NBA stats, schedules and scores. Plus, BBVA Compass rewards you for turning everyday banking into a game. 1010NBA Checking: No monthly Service Charge. However, an Excess Withdrawal Fee and an Excess Branch Deposit Fee apply. Visit bbvacompass.com/checking-accounts/nba-checking.jsp for additional details. Rewards: Terms and conditions for each game will be provided at the time of game Activation. Available games may vary from time to time. Each game can be activated only once per accountholder. 

  • Make few in-branch deposits
  • Want mobile access to their money
  • Prefer to pay bills and expenses online or with their cards, rather than with checks
  • Wants an account that brings them closer to the NBA and their favorite team

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No monthly Service Charge.

However, there is an Excess Withdrawal Fee of $1 charged for each check you write or in-branch withdrawal processed after 3 per statement cycle. The Excess Withdrawal Fee is not triggered by checks issued through the bill pay service in Online or Mobile Banking. There is also an Excess Branch Deposits Fee of $4 charged for each deposit processed in-branch after 1 per statement cycle.

See Account Disclosure >

$25
$0

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Complimentary

Complimentary

(One per accountholder) 33 Personalized Check Card: One per accountholder at no additional charge. $10 per each additional card.

Access to AllPoint® ATMs with no additional fee

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$3/month 22 Online Statements: You will receive a paper account statement by mail. There is a Paper Statement Fee of $3.00 per statement cycle for certain accounts; however, you can choose to turn off Paper Statements and receive your account statements electronically through Online Banking at no additional charge. Visit bvacompass.com/go/paperless/ for more information.

$5/month

Easy Checking

A second-chance checking account to help you get back on track financially.

  • Have had trouble getting checking account in the past
  • Want branch and online access for their account

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N/A
$25
$13.95

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Complimentary
$10 per card

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$3/month

$5/month

Select a Checking Product

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ADDITIONAL BENEFITS

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Loan Discount (for select products)

.25% discount with automatic payment from checking

Preferred Client Program

Extra benefits for our best checking customers with a BBVA Compass checking account and at least $25,000 in Qualifying Balances.
Discover the full details >

Preferred Client Plus Program

The highest level of service for customers with a checking account and at least $100,000 in Qualifying Balances who want the most benefits available based on their relationship.
Discover the full details >

DISCLAIMERS

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ClearConnect Checking: No monthly Service Charge. However, an Excess Withdrawal Fee and an Excess Branch Deposit Fee apply. Visit bbvacompass.com/checking-accounts/clearconnect-checking.jsp for additional details. Rewards: Terms and conditions for each game will be provided at the time of game Activation. Available games may vary from time to time. Each game can be activated only once per accountholder.

BBVA Compass ClearChoice Checking for Everyday Heroes: ID or other verification required. An "everyday hero" is: (1) a certified teacher or administrator of an accredited or state-recognized public or private school; (2) sworn member of a law enforcement department that is responsible for crime detection, prevention, law enforcement or incarceration; (3) a sworn member of a fire department involved in fire suppression or prevention, emergency medical response, hazardous materials response, terrorism response or management; (4) a health care worker who is certified, accredited or licensed to work in the health care industry as a nurse, pharmacist or medical technician; or (5) a person who has served or is currently serving in the U.S. Military: active, retired and reserved duty. BBVA Compass reserves the right to review everyday hero status on a periodic basis.

BBVA Compass ClearChoice Checking for Seniors: To qualify for this account, the primary accountholder must be at least 65 years of age.

NBA Checking: No monthly Service Charge. However, an Excess Withdrawal Fee and an Excess Branch Deposit Fee apply. Visit bbvacompass.com/checking-accounts/nba-checking.jsp for additional details. Rewards: Terms and conditions for each game will be provided at the time of game Activation. Available games may vary from time to time. Each game can be activated only once per accountholder.

Select a Checking Product for Disclaimer Information