Compass BusinessClass
Preferred Program

$25,000 - $99,999 in qualifying business balances and a business checking account*

Important to Note
To take advantage of these benefits:

Stop by your local Compass Banking Center or via our Compass BusinessClass Preferred service line: 800-852-0803.

For more information, access your Compass BusinessClass Preferred Program Welcome Kit.

*Important Terms and Disclosures

Qualifying balances for Compass Preferred Client program: Qualifying balances include: business checking, savings, money market, outstanding balances on loans and lines of credit, and 50% of CD balances, but exclude: investment, trust, insurance and consumer accounts. Compass Bank reserves the right to review qualifying balances for Compass BusinessClass Preferred client status on a periodic basis.

Visa Check Cards: Visa cards are subject to approval. To earn CompassPoints on qualifying purchases, you must enroll prior to those purchases. A "Qualifying Purchase" is any signature-based purchase, Internet purchase, phone or mail-order purchase, bill payment, contactless purchase (purchases made by holding your Visa card or other device up to a secure reader instead of swiping your card), or small dollar purchase for which you are not required to sign, made with an enrolled Visa card, which is processed or submitted through the Visa U.S.A. Inc. payment system. A Qualifying Purchase does not include a purchase made using a Personal Identification Number (PIN) or purchase you initiate through identification technology that substitutes for a PIN. Additional restrictions apply. For more information on qualifying purchases, see program terms and conditions.

Merchant Services: Merchant Services accounts are subject to approval, including credit approval and the acceptance of the terms and conditions related to such service. Free terminal rebate offer applicable to the Hypercom T7Plus when purchased at the retail price of $299 and $399 for the Hypercom T4220 with rebate of the purchase price applied after processing with BBVA Compass for six (6) months with the rebate applied to the seventh (7) merchant statement as a line item credit. Limit one free terminal after rebate per relationship, regardless of the number of business locations. Early account termination fee applies. Customer must meet the requirements of BusinessClass Preferred or Preferred Plus at the time of rebate and account be in good standing and open. All offers require account activation (first batch of $25 or more in Visa, MasterCard, or Discover Network transactions) within 30 calendar days from account open date. Other fees may apply. Offers may be extended, modified or discontinued at any time without notice. Offers not valid with or in conjunction with any other offer and available only to new Merchant Services accounts.

Visa Credit Cards: Subject to approval, including credit approval. Offer applies to new Business Visa Credit Cards only. Visa Rebate Credit Card annual fee is $40. To earn CompassPoints on qualifying purchases, you must enroll prior to those purchases. A "Qualifying Purchase" is any signature-based purchase, Internet purchase, phone or mail-order purchase, bill payment, contactless purchase (purchases made by holding your Visa card or other device up to a secure reader instead of swiping your card), or small dollar purchase for which you are not required to sign, made with an enrolled Visa card, which is processed or submitted through the Visa U.S.A. Inc. payment system. A Qualifying Purchase does not include a purchase made using a Personal Identification Number (PIN) or purchase you initiate through identification technology that substitutes for a PIN. Additional restrictions apply. For more information on qualifying purchases, see program terms and conditions.

Business Line of Credit: Subject to approval, including credit approval. Convenience Line of Credit annual fee is $99 for lines up to $50,000 and $150 for lines greater than $50,000. Business Equity Line of Credit annual fee is $50.

Linked accounts Overdraft Protection: $10 transfer fee applies when funds are transferred from linked business savings and business money market accounts to a business checking account.

Overdraft Protection line of Credit: Overdraft Line of Credit subject to credit approval.

Combined Statement: Combined Statement includes business account information on checking, savings, loans and lines of credit, time deposits and credit cards. Accounts are subject to eligibility as to whether or not they can be included.

Immediate Provisional Credit: In order to receive immediate provisional credit the total amount of the claim must not exceed $5,000. If the claim amount is greater than $5,000 no immediate credit will be given. A claim is defined as the total dollar value of the combined transactions filed for dispute investigation.

ATM Rebates: International service fees can also be rebated upon request. Fees for point-of-sale transactions, even if made at an ATM, are not rebated. In order to receive a reabte of ATM fees, the fee must be itemized on the transaction record.

Safe deposit Box: Small-sized safe deposit box offered at no charge, subject to availability. Not all branches have safe deposit boxes. 50% discount on larger sizes where available.

Business Build-to-Order Checking: $100 minimum opening deposit required.