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BBVA Compass

Small Business Merchant Services

Get more convenience, more flexibility and more savings.

It’s important for your business to make it as easy and convenient as possible for your customers to pay. But at the same time, you need competitive fees, simplified accounting, fast payment and dedicated support.

Experience the benefits of processing credit and debit card transactions with BBVA Compass. The ability to accept multiple forms of payment can increase your revenue and expand your customer’s payment options all while allowing your business to grow.

If you open a BBVA Compass Business checking account, you’ll also enjoy these added benefits:

  • Next-business day funding*
  • No monthly service charge on BBVA Compass ClearChoiceSM for Business when you have $5,000 or more in monthly merchant processing volume

Payment Acceptance

Increase your revenue and expand your customer’s payment options.

  • Credit (Visa®, MasterCard®, Discover® Network, American Express®, JCB, Diner’s Club International®, China UnionPay)
  • Debit (PIN & Signature)
  • EBT (Electronic Benefits Transfer)
  • Gift & Loyalty

Solutions for Your Business

No matter your business environment, we have a solution to fit your needs.

  • Retail
  • Restaurant
  • Lodging
  • Internet/e-Commerce
  • Mail/Telephone Order
  • Professional Services
  • Trade Services
  • Healthcare
  • Non-Profit

Advanced Processing Technology

Your customers expect fast and reliable processing and with our point-of-sale solutions you can meet those demands quickly and affordably.

  • Integrated Voice Response (Dial Pay)
  • Dial, High Speed & Wireless Terminals
  • Virtual Terminals
  • Mobile Solutions

Reporting and Account Management

Receive detailed, comprehensive reports and view your statements online. Plus generate daily or monthly reports based on the data you use the most and then download them into an Excel or printer friendly format for further analysis.

Security and Compliance Programs

It’s important to ensure that cardholder information is secure, and that you are in compliance with the Payment Card Industry Data Security Standards (PCI DSS).

  • ControlScan – Access to online tools and resources to achieve compliance with PCI DSS
  • Data Breach Insurance – Coverage in the event of a suspected or actual breach of card holder data.

*Next business day funding applies to Visa®, MasterCard®, and Discover® transactions transmitted to BBVA Compass prior to 10:00 PM Mountain Time. Transmittals made at or after 10:00 PM Mountain Time will be transferred to your checking account on the 2nd business day.

SIMPLIFIED PRICING: Merchant Services accounts subject to approval, including credit and risk approval and the acceptance of the terms and conditions related to such service. See Merchant Services Fee Schedule for complete details. Simplified pricing equates to one stated rate for Visa, MasterCard, Discover, JCB, Diners Club, UnionPay, and major PIN debit networks, regardless of the transaction type. A $20 Minimum Discount Fee will apply for any month in which less than $900 in transactions are processed. All sales proceeds will be deposited less the amount owed for the processing of transactions based on the stated rate. The Compass For Your Cause and/or BusinessClass Preferred Plus Merchant Services rebate is not available for Mobility Pack and/or Simplified Pricing. All trademarks or brand names are the properties of their respective holders.

CLEARCHOICESM FOR BUSINESS: $100 minimum opening deposit. Accounts and Check Card subject to approval. Miscellaneous fees may apply. All accounts and check cards are subject to approval, including credit approval. Additional terms and restrictions may apply – see your BBVA Compass banker for details. Products, features and benefits offered are subject to change, and miscellaneous fees and charges will apply to all accounts. $100 minimum opening deposit required for all business accounts and $25 minimum opening deposit required for all personal accounts. Miscellaneous fees may apply.