Commercial Real Estate Lending
BBVA Compass has the experience and expertise to design the right loan package to meet your specific needs.
- Long-term financing – for additional working capital, to purchase equipment, expand facilities or acquire business real estate
- Loans of $25,000 and up
- Fixed terms offer protection from rate increases
With today's low rates, it makes sense to purchase – or refinance – your owner-occupied commercial real estate. Talk to us about a variety of fixed and variable loan products that include terms ranging from 5 to 20 years. Whatever your situation, we can find a loan to fit your budget.
On Commercial Mortgages: All loans subject to eligibility, collateral and underwriting requirements, and approval, including credit approval. Maximum loan to value is 80%. Customer pays 1% origination fee and any applicable costs or fees unless otherwise noted. Offer available for first mortgage liens on owner-occupied commercial real estate property only. A prepayment penalty will apply during the first 5 years of the loan. A prepayment penalty will not be assessed if the property is sold, refinanced with BBVA Compass, or is paid off after five years. All rates, fees, and offers subject to change without notice.
*On Special Offer:Application must be received between 10/1/13 and 12/31/13 and loan must be booked by 3/31/14 to be eligible for this special offer. All loans subject to eligibility, collateral and underwriting requirements, and approval, including credit approval. Special closing costs offer available for a limited time only on qualifying commercial real estate loan applications received and booked within the specified offer dates. Up to $7,500 off closing costs on loans from $1 million to $2.5 million; up to $3,000 off closing costs on loans under $1 million. Your actual closing costs discount may vary. Offer applies to qualified types of owner-occupied commercial real estate and qualified borrowers. Offer not valid in conjunction with any other discount or offer. Customer is responsible for any closing costs and fees outside of any special promotions and reimbursement of any third party costs if loan is paid off within 36 months of loan closing. All rates, fees, and offers subject to change without notice.
**“MEET OR BEAT” RATE OFFER: Available on approved Commercial Real Estate Loans in amounts from $500,000 to $2.5 million. Not available on Construction Loans, SBA Loans, or refinance of loans already with BBVA Compass. To be eligible for this offer, a complete credit application must be completed and all supporting documentation provided, including an original commitment letter from a competing lender on official letterhead. The loan offer and/or loan package from the competing lender must have comparable terms, conditions, stipulations, requirements and structure to the loan offer and/or loan package being provided by BBVA Compass. If the terms, conditions, stipulations, requirements or structure vary in a way that has material impact to the financial terms of the loan, a comparison cannot and will not be conducted and the offer will not be available. If approved, BBVA Compass will beat competitive rates by .10% (10 basis points) or pay the applicant $500. BBVA Compass business checking account required to receive $500 award if BBVA Compass is unable to match a competitor’s documented rates. $500 award may be subject to IRS reporting for tax purposes.
All loans subject to approval, including credit approval.