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Business Lending Solutions

Helping to support your business every step of the way.


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What type of loan are you looking for?

 

Convenience Line of Credit

For businesses that need convenient access to a revolving line of credit to take advantage of discounts, purchase inventory, improve liquidity or meet short term cash requirements

Convenience Line of Credit

Our Convenience Lines of Credit offer: 

  • Unsecured options available
  • Variable rates tied to Compass Bank’s Prime Rate
  • Easy access to funds—by check, telephone transfer or in the branch 
 

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Traditional Line of Credit

For businesses that need convenient access to a larger revolving line of credit to take advantage of discounts, purchase inventory, improve liquidity or meet short term cash requirements

Traditional Line of Credit

Our Traditional Lines of Credit offer:  

  • Interest only payment period available
  • Secured and unsecured options available
  • Easy access to funds—by check, telephone transfer or in the branch 
 

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Business Credit Cards

For businesses that need a convenient, secure way to make everyday business purchases, or meet short term cash requirements, while earning rewards.

Business Credit Cards

Our Business Credit Cards offer:  

  • Build Your Own Rewards program with 2x’s and 3x’s CompassPoints®
  • Cardholder benefits through Visa Savings Edge® and Visa Business Benefits
  • Ability to issue employee cards with individually set limits
  • Secured and Unsecured options available
 

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Business Term Loan/Equipment Loan

A fixed rate loan with customized repayment plans to finance long term needs, working capital or major purchases such as equipment.

Business Term Loan/Equipment Loan

Our Business Term Loans offer:  

  • Competitive low fixed rates
  • Terms up to 5 years (up to 10 years for healthcare professionals)
  • Secured and unsecured options available
 

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Commercial Real Estate Loan

A mortgage loan secured by commercial property used for long term lending needs such as the purchase or refinance of owner-occupied commercial real estate, facilities expansion, working capital or equipment purchases.

Commercial Real Estate Loan

Our Commercial Real Estate Loans offer:  

  • No balloon payments
  • Up to 80% Loan to Value (LTV) financing for owner-occupied commercial property
  • Stated income programs up to $250,000
 

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SBA (Small Business Administration) Loans

We also offer SBA lending options on all of our loan types, and are recognized as a top 10 SBA lender by the SBA.

SBA (Small Business Administration) Loans

Our SBA Loans offer:  

  • Longer maturities
  • Lower payments and equity requirements
  • Less restrictive collateral parameters
  • Secured and Unsecured options available
 

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Business Lending Options

Need help deciding which account is best for you? Let our Product Guidance Tool help you find the business accounts and products that best fit your needs.

Product Description Collateral
Requirement
Access to Funds Loan/Line
Amounts Available
Convenience Line of Credit
  • For businesses that need a revolving line of credit to take discounts, purchase inventory, improve liquidity or meet short term cash requirements
  • Variable rate tied to Compass Bank's prime
  • Minimum payment of $50 or 2% outstanding balance
  • No maturity
Unsecured and SBA Express eligible Check, Telephone Transfer or Branch $10,000 - $50,000
Traditional Line of Credit
  • For businesses that need a revolving line of credit to take discounts, purchase inventory, improve liquidity or meet short term cash requirements
  • Interest only payment period
Secured and Unsecured Check, Telephone Transfer or Branch $50,001+
Business Credit Cards
  • For businesses that need a revolving line of credit to take discounts, purchase inventory, improve liquidity or meet short term cash requirements
  • Competitive interest rates
  • Ability to give cards to key employees and set individual limits to better manage spending
  • Extended cardholder benefits provided directly by Visa
  • Monthly payment is 5% of balance
  • No maturity
Secured and Unsecured Credit Card Business Rewards $3,000 +
Business Term Loan
  • Installment loan for long term needs, working capital or to purchase equipment
  • Principal & Interest
  • 1-5 years maturity
Secured and Unsecured
  • Funded at closing
  • Up to 6-month draw
$5,000+
Commercial Real Estate Loan
  • Installment loan for long term needs, working capital, purchase equipment, expand facilities or acquire business real estate
Secured
  • Funded at closing (purchase/refinance
  • Up to 12-month draw (construction)
$25,000+
SBA (Small Business Administration) Loans
  • Loans for businesses that are not ideal candidates for conventional lending
  • Loans are partially guaranteed by the Small Business Administration
  • Can apply to all loan types
  • Competitive Interest Rates
Secured and Unsecured Varies based on loan type

Varies based on loan type

 

All loans subject to program eligibility, underwriting and collateral requirements, and approval, including credit approval. BBVA Compass is a trade name of Compass Bank, Member FDIC.

Visa SavingsEdge is an automated discount program offered by Visa U.S.A. Inc

CompassPoints®: CompassPoints is a promotional rewards program ("Program") offered by BBVA Compass ("Bank," "we," "us" or "our"). In this Program, "you" or "your" means everyone that may be a business or consumer accountholder (joint or otherwise) on a BBVA Compass Credit Card, Check Card, Optimizer Secured Credit Card, Safe Spend Prepaid Card, or BBVA Compass Select credit cards. BBVA Compass reserves the right to disqualify any individual or joint account holders who violate these Terms and Conditions or violate any Program rules, terms, or conditions posted on the Websites listed below) or otherwise disclosed by BBVA Compass. Go to www.bbvacompass.com/rewards for more details. CompassPoints® is a registered trademark of Compass Bank. BBVA Compass is a trade name for Compass Bank and these names may be used interchangeably in this Program.

Business Term Loan/Equipment Loan: All loans subject to approval, including credit approval. Credit, collateral and underwriting standards apply. Customer pays origination fee. All rates and offers subject to change without notice. Please contact a BBVA Compass banker for details.

SBA (Small Business Administration) Loans: All loans subject to SBA, collateral and underwriting requirements, and approval, including credit approval.